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The Importance Of Medical Insurance

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Chapters

Chapter 1: What is medical malpractice insurance?
Chapter 2: Summary: What could go wrong?
Chapter 3: The highest claims amounts paid out for treatments
Chapter 4: Who needs medical malpractice insurance?
Chapter 5: What is the difference between private and corporate?
Chapter 6: Claims made settlement
Chapter 7: Medical malpractice insurance and what different types of insurance should include
Chapter 8: An example of Hamilton Fraser’s pricing
Chapter 9: Why you must be aware of your policy conditions
Chapter 10: Our best practice claims advice

Instructor

Ms Katie Sym
Cosmetic Account Executive, Hamilton Fraser. Katie Syme is a CII-qualified insurance professional with over six years of experience in the insurance industry, including five years specialising in medical malpractice.

Partner

Hamilton Fraser
Hamilton Fraser
UK's leading aesthetic insurance provider, since 1996 we continue to be the UK’s leading provider of medical malpractice insurance to the aesthetics sector.

Included In Course

  • Introduction to medical malpractice insurance
  • About Hamilton Fraser
  • Common risks and claim scenarios
  • Who needs coverage?
  • Policy types offered
  • Policy features
  • Premiums and pricing
  • Policy conditions and practitioner responsibilities
  • Claims best practices

What You Will Learn

This course equips practitioners with critical knowledge about the role of insurance in protecting both their business and patients. With Hamilton Fraser’s specialist support, aesthetic professionals can operate with confidence knowing they’re backed by tailored cover.

What you learn:

  • What medical malpractice insurance is and why it's essential in aesthetics
  • Key coverage features: bodily injury, mental illness, financial loss, Good Samaritan acts, legal defence
  • Difference between discretionary and contractual cover (e.g., defence bodies vs. insurers)
  • Real-world claim examples: what went wrong and how insurance responded
  • Minimum premium and turnover thresholds
  • Understanding policy types: Private Practitioner vs. Corporate Policy
  • Retroactive dates and maintaining continuity of cover
  • Best practices for documentation, consent, and photo records
  • How to communicate with patients during disputes
  • How to make sure your policy matches your treatments and business growth
  • Insider tips on claim prevention and early intervention

More Information

Whether you’re just entering the aesthetics industry or already established in your practice, understanding your professional insurance obligations is critical to safeguarding your career, your patients, and your business. This course is designed to equip medical and aesthetic practitioners with the essential knowledge to make informed, confident decisions about malpractice insurance and risk management.

Led by Katie Syme, Healthcare and Cosmetic Account Executive at Hamilton Fraser, with over six years of experience in the insurance industry, including five years specialising in medical malpractice, this course offers a clear, comprehensive guide to navigating insurance within the field of aesthetic medicine.